Nobel Insurance Group – SMS Consent & Privacy Policy

How We Collect Consent to Send SMS Messages

On our website, nobelig.com, visitors requesting an insurance quote can enter their phone number on our Request a Quote form. Directly below the phone number field is a checkbox, unchecked by default, that recipients must actively check to opt in. The checkbox is required; the form cannot be submitted unless it is checked. The exact disclosure text next to the checkbox reads:

"I agree to receive SMS text messages from Nobel Insurance Group regarding quotes, policy updates, and account information. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. See our Privacy Policy."

The Privacy Policy link goes to nobelig.com/privacy-policy, our full privacy policy, which is copied in full below.

Privacy Policy

  1. Introduction

Nobel Insurance Group LLC and its affiliates ("Company," "we," "us," or "our") respect your privacy and are committed to protecting it through compliance with this Privacy Policy. This policy describes the types of information we may collect from you, or that you may provide, when you visit our website (nobelig.com) or contact us, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

  1. Information We Collect

We collect information you provide directly to us, including your name, phone number, email address, mailing address, and insurance-related details, when you request a quote, submit a form, or contact us. We also automatically collect certain technical information, such as IP address, browser type, and device information, when you visit our website.

  1. How We Use Your Information

We use the information we collect to provide the products and services you request, respond to inquiries, send quotes and policy updates, communicate with you about your account, and improve our website and services. We do not use your information for any purpose incompatible with these uses without your consent.

  1. How We Share Your Information

We do not sell, rent, or share your personal information, including your mobile information, with third parties for marketing or promotional purposes, under any circumstances. All categories of information described in this policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties for any reason. We may share information with service providers who perform services on our behalf, such as the insurance carriers you request quotes from, or as required by law.

  1. SMS/Text Messaging Terms

If you provide your mobile phone number and opt in to receive SMS text messages from us, you may receive messages regarding quotes, policy updates, and account information. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP, or request help by replying HELP. No mobile information, including SMS opt-in data, will be shared with third parties or affiliates for marketing or promotional purposes.

  1. Data Security

We have implemented reasonable administrative, technical, and physical measures designed to protect your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

  1. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements.

  1. Your Choices and Opt-Out Rights

You may opt out of SMS communications at any time by replying STOP to any message. You may also contact us directly to update your preferences or request that we delete your information, subject to applicable law.

  1. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

  1. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date and will be effective as soon as it is posted.

  1. Contact Us

If you have questions or comments about this Privacy Policy or our privacy practices, contact us at [email protected] or 407-593-4402. The full, current version of this policy is always available at nobelig.com/privacy-policy.